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Office of Management & Finance

Bureau of Internal Business Services

BIBS is the provider of central services for the City of Portland

1120 SW 5th Avenue, Room 1250, Portland, OR 97204

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Public Contracts

Public Contracts

 

CONTRACT TYPE

RECOMMENDED INSURANCE

NOTES

Various:
 
Elevator Maintenance and Repair
 
Equipment Repair and Maintenance (may require garage insurance)
 
Food Service
 
Heavy Equipment with Operator
 
Janitorial Services (Non-Sensitive Areas)
 
Laundry Service
 
Landscape Services
 
Planting/Tubing/Tree Nursery Service
 
Shuttles or Busses
 
Tree Trim/Removal
 
Vending Machines Placed on State Property

Workers´ Compensation
 
Commercial General Liability
 
Automobile Liability

Assess the risks of the particular contract to select appropriate insurance coverage. Each state agency will need to make business decisions to determine if the suggested insurance coverage will be required for a particular contract.

Archiving Documents and Microfilm

Workers´ Compensation
 
Commercial General Liability
 
Bailees´ Coverage

Assess the risks of the particular contract to select appropriate insurance coverage. Each state agency will need to make business decisions to determine if the suggested insurance coverage will be required for a particular contract.

Auto Dealers, Service Stations, Auto Repair Shops, Parking Lots, Garages and Other Auto-Related Businesses

Workers´ Compensation
 
Garage Liability
 
Garagekeepers´ Legal Liability
 
 

Assess the risks of the particular contract to select appropriate insurance coverage. Each state agency will need to make business decisions to determine if the suggested insurance coverage will be required for a particular contract.

Common Carriers

Workers´ Compensation
 
Commercial General Liability
 
Pollution Liability
 
Truckers Coverage Form
 
Motor Truck Cargo Liability Coverage

Assess the risks of the particular contract to select appropriate insurance coverage. Each state agency will need to make business decisions to determine if the suggested insurance coverage will be required for a particular contract.

Delivery of Goods with No Services

Commercial General Liability coverage is not required. The major exposure from this service is bodily injury or property damage as a result of delivery of the goods onto state premises, especially the back up of the delivery vehicles.
 
If the goods are to be delivered by the vendor, use the standard Automobile Liability clause, and place the following phrase at the beginning of the clause: "If the Contractor or its Subcontractor delivers any product, this clause is applicable. If a common carrier is used, it is not applicable."
 
Do not require Additional Insured or Notice of Cancellation or Change clauses.
 

Assess the risks of the particular contract to select appropriate insurance coverage. Each state agency will need to make business decisions to determine if the suggested insurance coverage will be required for a particular contract.

Information Technology:
 
Computer Hardware or Software Services (Network, Mainframe, or Stand-alone)

Workers´ Compensation
 
Commercial General Liability
 
Automobile Liability
 
Professional Liability or Information Technology Errors and Omissions
 

Assess the risks of the particular contract to select appropriate insurance coverage. Each state agency will need to make business decisions to determine if the suggested insurance coverage will be required for a particular contract.

Navigable Waters:
 
Charter Fishing or Other Contracts Involving Motorized Watercraft

Workers´ CompensationJones Act or other maritime coverage
 
Commercial General Liability
 
Marine Protection and Indemnity Coverage
 
Pollution Liability
 
Hull Coverage w/Collision Liability Coverage

Assess the risks of the particular contract to select appropriate insurance coverage. Each state agency will need to make business decisions to determine if the suggested insurance coverage will be required for a particular contract.

Pollution Risks:
 
Asbestos Abatement Services
 
Hazardous Material Hauling/Disposal
 
Pest Control
 
Refuse Service
 
Sales Agreements - Sales of Surplus, Scrap, or Recyclable Material
 
Other Pollution Related Contracts

Workers´ Compensation
 
Commercial General Liability
 
Automobile Liability or Truckers Coverage Form
 
Asbestos Liability
 
Pollution Liability

Assess the risks of the particular contract to select appropriate insurance coverage. Each state agency will need to make business decisions to determine if the suggested insurance coverage will be required for a particular contract.

Public Works/Public Construction or Improvement Contracts

Workers´ Compensation
 
Commercial General Liability
 
Automobile Liability 
 
Builders' Risk
 
Builders' Risk Installation Floater
 
Pollution Liability
 
Performance/Payment Bond
 
Alternative Insurance called "wrap-up" may apply on very large construction projects (90 million and up.)

Assess the risks of the particular contract to select appropriate insurance coverage. Each state agency will need to make business decisions to determine if the suggested insurance coverage will be required for a particular contract.

Security-Related Issues:
 
Armored Car Service
 
Janitorial Service (Sensitive Areas)
 
Security Service

Workers´ Compensation
 
Commercial General Liability
 
Automobile Liability
 
Employee Dishonesty, Third Party Fidelity Bond, and (when applicable) Money and Securities  
 
Professional Liability - When armed guards are utilized.

Assess the risks of the particular contract to select appropriate insurance coverage. Each state agency will need to make business decisions to determine if the suggested insurance coverage will be required for a particular contract.

Space Leased from the City

Commercial General Liability
 
Require Property Coverage when the limits under CGL for "Damage to Premises Rented to You" are inadequate for the value of the structure.

Assess the risks of the particular contract to select appropriate insurance coverage. Each state agency will need to make business decisions to determine if the suggested insurance coverage will be required for a particular contract.

Revised 9/10
 
Note: Examples of contract types are not intended to be limited to those listed above.

 

 

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