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Portland Housing Bureau

Solving the unmet housing needs of the people of Portland.

Phone: 503-823-2375

fax: 503-823-2387

421 SW 6th Avenue, Suite 500, Portland, OR 97204

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Frequently Asked Questions (for Lenders)

How do I become a MCC Lender?

Lenders and brokers are required to sign a MCC Lender/Broker Participation Agreement with PHB and pay a participation fee for the current funding allocation. Loan officers must attend a training session in order to become a certified loan officer and submit MCC applications.

The City of Portland received its fourth allocation from the State of Oregon for the MCC Program July of 2013, which allows the popular first-time homebuyer program to continue in Portland by helping another 135 households. Loan officers who participated in the previous allocation can continue participation without additional training as long as a new Lender/Broker Participation Agreement is signed for the current allocation. PHB offered additional training classes for loan officers to join the program in October 2013. At this time, PHB is not accepting new lenders, brokers or loan officers into the program. PHB will consider opening up the program to others part way through the three-year allocation depending on how quickly the funding is being utilized.

Do other cities in Oregon offer the MCC program?

No. The MCC is only available within the City of Portland.

How do I verify the property is in the City of Portland?

To verify the property is located within the city limits of Portland enter the property address in PortlandMaps.com and click on "search." Then click on the "Assessor" tab and scroll down to verify that the City of Portland is listed as a "Tax District."

How long will it take for PHB to process a MCC request?

PHB will process all complete MCC application packets it receives within 5-7 business days. Incomplete packets will not begin to be processed until a complete packet is received.

Where do I send a complete MCC packet?

Complete MCC application packets should be scanned and emailed to mcc@portlandoregon.gov or faxed to 503-865-3480.