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Office of Management & Finance

Bureau of Human Resources

Knowledgeable | Helpful | Responsive

Phone: 503-823-3572

Benefits Line: 503-823-6031

111 SW Columbia Street, Ste 550, Portland, OR 97201

Benefits Information

 

Voluntary Retirement Incentive Program

HR Administrative Rule 10.01 - Benefits General
Healthcare
Flexible Spending Accounts
Life Insurance
  Basic Life Insurance
  Supplemental Life Insurance
  Beneficiary Designation
Long Term Disability
Employee Assistance Program
Trip Reduction Incentive Program (TRIP)


  

Admin Rule 10.01 Benefits General

The City of Portland is committed to offering medical, dental, vision, basic life, and long term disability coverage that provides quality care, support and value to eligible employees and their family members.  Additional benefits such as flexible spending accounts, supplemental life insurance and employee assistance program coverage is available to ensure employees have the appropriate tools to safeguard themselves and their family.

For complete details regarding the benefit options described below, please see a Summary Plan Description (SPD):

For a quick start guide to your City of Portland benefits, please see a Benefits Highlights:

 Healthcare

The City of Portland provides health benefit coverage for you and your family to help pay the costs of routine health care, serious illness, or injury and to help cover the cost of routine dental and vision care. For complete health plan details including plan summaries and cost, visit your SPD or Highlight Guide above.

Flexible Spending Accounts

The City’s flexible spending accounts are administered by BenefitHelp Solutions. These voluntary plans are designed for tax savings for qualifying health care and dependent care expenses not paid by the health plans.

Medical Expense Reimbursement Plan (MERP)
2017 Annual Maximum - $2,600

Dependent Care Assistance Plan (DCAP)
2017 Annual Maximum - $5,000

You may be eligible to roll over a portion of your unused MERP funds from the prior plan year. For more details click here. This roll over provision does not apply to DCAP.

 Life Insurance

Group Life Insurance Policy click here

Life insurance summary click here

Basic Life Insurance – The City pays for basic life insurance coverage for full-time employees. Part-time employees pay a pro-rated cost of the basic life coverage.

For employees represented by: You will receive this amount:
COPPEA, BOEC, PPCOA, Local 189-H (Housing), DCTU, Recreation, and non-represented employees 1x your annual earnings rounded to the next higher multiple of $1,000 (if not already a multiple of $1,000), to a maximum of $50,000.
PFFA, PPA employees $50,000

 

 Supplemental Life Insurance – Employee paid additional life insurance coverage.

For Supplemental Life Insurance Coverage Options
You (employee) Any multiple of $10,000 from a minimum of $20,000 to $500,000
Spouse/Domestic Partner Any multiple of $10,000 from a minimum of $20,000 to a maximum of $300,000 (not to exceed the amount of Supplemental Life Insurance for which you, the employee, are insured)
Children

Any multiple of $5,000 to a maximum of $25,000 (not to exceed the amount of Supplemental Life Insurance for which you, the employee, are insured)

Your newborn or newly adopted child will be automatically eligible for $25,000 of life insurance for the first 30 days from date of birth or adoption. To continue the coverage, you must be enrolled in employee supplemental life insurance for yourself and must elect the dependent life coverage and begin paying premium by payroll deduction

How to designate your beneficiary (can be done from any computer or smart phone)

Beneficiary information is maintained online and paper forms are no longer available. 

  • Sign-in to your benefits online account at www.portlandoregon.gov/benefits
    • Choose the My Benefits option, then Benefits
    • Once you are in your Benefits enrollment information, scroll down to select Your Life coverage or Your Supplemental Life coverage, click Show Plan Details, then choose Add next to Beneficiaries
    • Click Add Beneficiary if no one is listed
    • Be sure to check the box next to each name you want to include, select percentages and primary/secondary. Total must equal 100%
    • After you’ve designated your beneficiaries and the total equals 100%, proceed to the next screen by clicking Next. You will then want to scroll down and Save 

If you are enrolled in both Basic and Supplemental Life Insurance, you will need to designate beneficiaries separately for the plans because each plan may have different beneficiaries. Our office is unable to provide you a copy of previous designations, your current designations should be based on whom you want to receive your benefit now. 

 To assist you in understanding the type of designations you can make within the beneficiary portal, please review the following:

  • Primary beneficiary is a person, trust, or organization you designate to receive the value of your life insurance benefit after your death. 
  • Secondary beneficiary is a person, trust, or organization you designate to receive the value of your life insurance benefit only if your primary beneficiary(ies) are no longer living at the time of your death.

 No documentation is required so please disregard if the system asks you to submit supporting documents.  Once your beneficiary designations have been entered and saved, they can be viewed in the Employee Detail Report located in the Important Documents area.  Basic and supplemental life insurance plan beneficiaries can be changed at any time online.  This is especially important when you experience a life event.

 What happens if you do not have a beneficiary designation?

Although you may feel the “standard designation” is appropriate, it does not list contact information.  The standard designation directs the life insurance carrier to pay benefits in the order listed on Page 19 of the Standard Insurance Group Life Insurance Certificate http://www.portlandoregon.gov/bhr/index.cfm?&a=116020

Long Term Disability

The City provides LTD benefits to provide employees continuing income when unable to work due to an illness or injury not permitting to perform work duties. Eligible employees receive a benefit of 40% of pre-disability earnings. Employees have the option to elect a voluntary buy-up option which provides an additional 20% of benefit; LTD buy-up option is paid by employees.

For answers to LTD frequently asked questions click here

Employee Assistance Program (EAP)

Administrative Rule 10.02 Employee Assistance Program

For City employees who are seeking support, we have an employee assistance program that is free and confidential. For access to confidential help 24 hours a day, seven days a week, call toll-free: 1-800-433-2320, text 503-980-1777, or go online to Cascade Centers

The EAP is available to employees and dependents who are eligible for the City’s medical coverage. Services include:

  • Counseling
  • Financial Education
  • Legal referrals
  • Resource Library
  • Health Tracking