- Blueprinting - Complete

- Gap analysis - Complete
- Realization - Complete
- Build and Test - Complete
- BPO Acceptance - Complete
- Rollout - pilot test complete, being rolled out City wide

Using electronic transfers allows the City to deposit funds directly into a vendor's bank account through the automated clearing house (ACH) network.  ACH payments allows vendors quicker access to their funds.  Organizations using electronic transfers report lower incidences of fraud and abuse.  And, of course, going to a paperless system reduces handling and materials costs for all of us.