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The City of Portland, Oregon

Portland Housing Bureau

Solving the unmet housing needs of the people of Portland.

Phone: 503-823-2375

fax: 503-823-2387

421 SW 6th Avenue, Suite 500, Portland, OR 97204

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February 21 Inclusionary Housing Public Hearing is Canceled

The hearing will take place Tuesday, February 27 from 6−8pm at the Portland Housing Bureau

Tonight's hearing for public testimony on the proposed administrative rules for Inclusionary Housing For-Sale Units is canceled due to inclement weather and has been rescheduled for Tuesday, February 27 from 6−8pm at the Portland Housing Bureau, located at 421 SW 6th Ave, Suite 500, in Downtown Portland.

Testimony may also be submitted to the Portland Housng Bureau by mail or email at Inclusionary-Housing@portlandoregon.gov. The deadline for testimony has been extended to 8 pm on February 27. 

The proposed changes can be found online at www.portlandoregon.gov/phb/IHdraft. To request translation services at the hearing please contact Jessica Conner (or by phone at 503-823-4100) at least three business days prior to the hearing. 

Questions regarding the proposed changes should be directed to Jessica Conner at 503-823-4100 or Jessica.conner@portlandoregon.gov.

This hearing is taking testimony on the Inclusionary Housing Homeownership proposal only.

Public Meetings Canceled February 20

The following public meetings have been canceled today due to snow and will be rescheduled at a later time. The Portland Housing Bureau apologizes for any inconvenience.

CANCELED:
Rental Services Commission 
Rules and Bylaws Committee

Date: Tuesday, February 20, 2018
Time: 1:00 - 2:15 pm
Location: Portland Housing Bureau 
421 SW 6th Ave, Suite 500 
Portland, OR 97204

 

CANCELED:
Rental Services Commission 

Date:  Tuesday, February 20, 2018 
Time:  2:30 - 5:00 pm 
Location:  Portland Housing Bureau  
421 SW 6th Ave, Suite 500 
Portland, OR 97204

City Expands Initiative to Prevent Displacement of East Portland Homeowners

Flood Insurance Savings Program saves homeowners thousands of dollars and keeps residents in their homes.

The City of Portland will dedicate $100K to mitigate and prevent displacement among East Portland homeowners living in flood zones. Homeowners in flood-prone areas are facing rapidly rising insurance premiums due to increasing flooding throughout the country. In Portland, as many as 800 households in the Lents and Powellhurst-Gilbert neighborhoods face substantial financial and environmental risk from the Johnson Creek floodplain. An 18% annual increase in mandatory flood insurance premiums for local homeowners is threatening some in East Portland with displacement. 

"FEMA’s National Flood Insurance Program is drowning because of climate change, leaving homeowners vulnerable,” says Mayor Ted Wheeler, noting the rising insurance premiums. “In Portland’s flood-prone areas, we must make sure that rising flood insurance premiums don’t displace residents, especially our low-income communities."

In June 2017, the Portland Housing Bureau tasked local nonprofit Enhabit to manage a pilot program for households in the Lents and Powellhurst-Gilbert neighborhoods to help homeowners save money and stay in their homes. During the 3-month period, Enhabit completed home assessments and insurance reviews for 33 households, delivering an average of $744 a year in direct flood insurance savings – or $22,300 over 30 years.

"The pilot was small but yielded promising results that we’re eager to replicate,” notes Enhabit CEO Tim Miller. “We’re ready to help more residents reduce costs and stay in their homes,” he added.
The additional funding from the City will allow the Flood Insurance Savings Program to serve another 50 low- and moderate-income households this year with a no-cost home assessment. Participants are provided an elevation certificate detailing a home’s risk for flooding, which can be submitted to the homeowner’s insurance company to lower flood insurance rates. Savings can range from hundreds to thousands of dollars per year.

Homeowners like Tracie Badiang know this first hand. Tracie was slated to pay nearly $7,000 in flood insurance, but the program lowered her policy to just over $1,000 a year. 

"The Flood Insurance Savings program helped me save money, which made my mortgage payment affordable again, and helped me navigate the very complex and convoluted bureaucracy around flood insurance,” says Badiang.

The Flood Insurance Savings Program offers homeowners an assessment to understand the unique flood risk of their home. For those with flood insurance, Enhabit will provide an evaluation of their current premium to ensure residents are paying a fair rate. For those without flood insurance right now, this program offers an opportunity to obtain vital coverage at an affordable rate.  Low and moderate-income homeowners may qualify for this service at no cost.  Insurance savings can range from hundreds to thousands of dollars per year.

Non-qualified, higher-income households can participate too, and benefit from Enhabit-negotiated discount pricing, services that will cost hundreds of dollars less than they could on their own.

Enhabit is now recruiting participants for the second round of funding. Those interested can apply online at www.enhabit.org/flood, or call the organization’s Floodplain Hotline directly at 971-544-8715. The deadline to submit an application is March 5, 2018.

 
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About Enhabit

Enhabit is a Northwest non-profit creating social impact through better living spaces. Enhabit home advisors work directly with homeowners to create efficient, healthy and safe home environments. From small upgrades to complete home retrofits, Enhabit is a trusted resource for financing, contractor matching, utility incentives and project quality assurance.  www.enhabit.org

 

About the City of Portland Housing Bureau

The mission of the Portland Housing Bureau is to solve the unmet housing needs of the people of Portland by developing citywide housing policy, delivering programs that increase the supply of affordable housing and promote stable homeownership, and administering a broad range of federal and local resources. Through our policies, plans, and funding, PHB works to stabilize families in their current homes, provide new affordable housing opportunities, and foster equitable, integrated, and diverse communities.

For more information about the program, contact: Jacob Sherman
Jacob.Sherman@portlandoregon.gov
503.823.2373

Or visit www.enhabit.org/flood

Upcoming Public Meetings - February 2018

February 1, 2018 - Bond Oversight Committee (Click here for details)

February 7, 2018 - Rental Services Commission Executive Committee (Click here for details)

February 9, 2018 - Mandatory Relocation Assistance Technical Advisory Committee (Click here for details)

February 13, 2018 - Fair Housing Advocacy Committee (Click here for details)

February 16, 2018 - Portland Housing Advisory Commission (PHAC) (Click here for details)

February 20, 2018 - Rental Services Commission (Click here for details)

February 21, 2018 - Public Hearing on Proposed Changes to Inclusionary Housing - Homeownership (Click here for details)

Notice of Proposed Changes to Inclusionary Housing

The public is invited to testify on proposed changes to the Inclusionary Housing Homeownership program, HOU-3.04.VII.B. For-sale units.

Proposed changes to administrative rules at the Portland Housing Bureau require a 60-day public notification prior to the effective date of the rule and a public hearing must be held where testimony can be heard. 

The homeownership section of Inclusionary Housing establishes participant eligibility, income qualification, unit sale price and resale price formulas, among other items. 

The proposed changes can be found on the Portland Housing Bureau website at www.portlandoregon.gov/phb/IHdraft. Paper copies will also be available at the Portland Housing Bureau located at 421 SW 6th Avenue, Suite 500. 

Written testimony must be received by or on the date of the hearing. You must include your first and last name in your testimony to be officially considered. (Click here to read more).

To Submit Your Testimony

Testimony may be submitted via email, fax, letter or in person.

Portland Housing Bureau
c/o IH Testimony
421 SW 6th Ave., Suite 500
Portland, Oregon 97204

  • In person: Wednesday, February 21, 6-8pm

Portland Housing Bureau
421 SW 6th Ave., Suite 500
Portland, Oregon 97204

If you need translation services at the hearing, please contact Jessica Conner, Inclusionary Housing Homeownership Rules Coordinator, at 503-823-4100 at least 3 days prior to the hearing. 

If you have questions regarding the proposed rule changes or the rulemaking process, please contact the Inclusionary Housing Homeownership Rules Coordinator: 

Jessica Conner, Housing Policy Planner
jessica.conner@portlandoregon.gov
503-823-4100