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The City of Portland, Oregon

Portland Housing Bureau

Solving the unmet housing needs of the people of Portland.

Phone: 503-823-2375

fax: 503-823-2387

421 SW 6th Avenue, Suite 500, Portland, OR 97204

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Mortgage Credit Certificate (MCC)

The City of Portland is no longer accepting applications for the Mortgage Credit Certificate Program.

Starting in 2008, the City of Portland administered the Mortgage Credit Certificate (MCC) Program, providing income tax credits to first-time homebuyers. Due to competition for scarce federal tax credits, the City did not receive an award to continue the MCC program in January 2020.

For questions related to a previous certificate you have been awarded through the MCC program, please contact PHB at 503-823-2375.