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The City of Portland, Oregon

Portland Housing Bureau

Solving the unmet housing needs of the people of Portland.

Phone: 503-823-2375

fax: 503-823-2387

421 SW 6th Avenue, Suite 500, Portland, OR 97204

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Flood Insurance Savings Program

The Johnson Creek Floodplain

Living or working near the Johnson Creek Floodplain can be challenging. Winter rains bring the threat of flooding to the Lents and Powellhurst-Gilbert neighborhoods each year, which will likely get worse with climate change. Mandatory flood insurance is expensive and premiums are rising at up to 18% each year, threatening to displace low- and moderate-income homeowners. Additionally, existing homes can be hard to repair, which can lead to decreased property values and disinvestment, making homeowners susceptible to predatory real estate practices. Local and federal rules about development in the floodplain are complicated, which can result in some commercial lands remaining under-developed.

About 700 households in the Lents and Powellhurst-Gilbert neighborhoods are currently located in the floodplain, and these residents face real financial and environmental risks. Working alongside the community and other city bureaus, the Portland Housing Bureau (PHB) aims to protect floodplain homeowners, reduce flood insurance costs, and prevent displacement in order to ensure that these communities remain diverse and affordable. 


Is my home in the floodplain?

Find out if your home is located in the Johnson Creek Floodplain