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The City of Portland, Oregon

Portland Housing Bureau

Solving the unmet housing needs of the people of Portland.

Phone: 503-823-2375

fax: 503-823-2387

421 SW 6th Avenue, Suite 500, Portland, OR 97204

More Contact Info

Does a similar product already exist on the private market?

Currently, there is not a mortgage loan product similar to the HPAP available to local mortgage lenders on the private market. There are loan options such as 100% financing or 80/20 loans which reduce the out of pocket expense of the homebuyer and charge premium interest rates, however they don’t provide assistance for down payment, closing costs, and prepaid mortgage insurance.